Feel like your money goes down the drain week after week? It’s alright, we’ve all been there and we’re here to help.
We’ve done the research and found some of the best ways to help stack your bank account before Saturday. Some of these these apps help you save, others will help you earn extra cash to pad your bank account right away.
The companies on this list are all legit – they’re real companies that do what they say they’ll do and they’re upfront about costs. Most are free, but if not their pricing is straightforward:
- Raise Your Credit Score Up to 300 Pts for Free with This1
Your credit score directly impacts almost every financial decision in your life. A difference of just 100 points could cost (or save) you thousands!
Thankfully, free tools like Credit Sesame can help you find and make improvements to your score quickly.
“I just knew that we were going to be screwed if we didn’t get our credit up,” – Megan Hammon2
Megan Hammon, a mother of 6 in Washington, describes how she used Credit Sesame to raise her credit score from 400 to just under 700 in roughly a year.
Just sign up to start your path to a better credit score – and potentially some free money from Credit Sesame! Remember – it’s free, doesn’t require your credit card, and doesn’t hurt your score.
- Play “New” Bingo On Your Phone For Real Cash
Traditional Bingo was a game of chance. You’d win only if you were lucky enough to have the right card.
But now, YOU are in control with Blackout Bingo – a spin on Bingo where you see the same balls and cards as everyone else. The best part? You can win real cash in as quickly as 2 minutes!
It’s super easy to learn and a great way to kill time and potentially win money at the same time – perfect for us staying at home!
Play for free against real people for prizes or play cash games to win real money! If you win a mini-tournament you could win well over $1,000 just in time for Saturday.
Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.
- Get a Personal Loan Even If You Have Bad Credit3
If you’re tight on cash right now, you may want to consider getting a personal loan.
A personal loan is a shorter-term loan that you can use for just about any purpose like: paying off other debt, renovating your home, or family needs like a wedding or adoption.
With personal interest rates near record lows4, now could be a great time to pay off your immediate needs with a personal loan.3
Through our partner Credit Sesame, you could get as much as $100,000 with rates starting at 5.99% APR.35 Just sign up for free in minutes and you can find the right loan for you through Credit Sesame.
It takes minutes to see how much you could get. And don’t worry – it won’t hurt your credit score, so why not give it a try?
- Crush Your Car Insurance
Here’s the thing: your current car insurance company is probably overcharging you. But, who has the time to look around for a new company?
But a website called CarInsurance.net makes it super easy to see if you’re getting the lowest price. All you have to do is enter your ZIP code and your age, and it’ll show you your options.
Using CarInsurance.net, people have saved up to $610 a year.6
It takes just a few minutes to see how much CarInsurance.net could put back in your pocket. And the best part? Because we’re driving less, some insurers are continuing to slash prices.
- Earn Up to $1,000 for Winning a Game of Bingo In As Little as 2 Minutes
Ditch the clunky bingo boards so you can win big with cash and real-life prizes in the viral app Blackout Bingo.
You just need 2 minutes to see if you can win real cash against other players worldwide. Tap the numbers correctly and fast for the chance to get even more rewards!
Play against your friends or against 1 of over 5M+ players from anywhere.
Blackout Bingo has a 4.6/5 Rating on the App Store, so it’s totally legit.
If you win a mini-tournament you could win well over $1,000 just in time for Saturday.
You might be surprised with how much you can win.
Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.
6. Borrow Up to $100k as Low as 5.99% Interest to Finally Crush your Debt7
If you’re looking for some cash to pay off debt, a personal loan could be a good option.
Our partner Bankrate will match you with loan providers that fit your personalized needs7. Just fill out a quick application to see what you can get.
There’s no application fee or minimum credit score to apply, and no obligation to get started.
If approved, you could get your loan as soon as the next business day7. You might be surprised to see what you can get by comparing loans through Bankrate7.
- Get Rid of Over $15K In Debt With This Site8
If you’re struggling to make credit card or personal loan payments already, free sites like Credit Sesame can help you find debt settlement services to pay off your debt at a fraction of the cost.
These debt settlement sites can potentially help you pay off your debt in 24-488 months with one low interest monthly payment, even if you don’t have great credit.
Just sign up for free at Credit Sesame and in minutes you can find personalized debt settlement services.
These services typically ask you to fill out an application and talk to a friendly representative over the phone to help give you a personalized solution.
On the phone call, you might be surprised with how much you can save! Sign up for Credit Sesame and get debt settlement service recommendations through their partners here. 8
- *HOLD UP***! Here’s Why this Bingo Cash Game is Seriously Turning Heads (and Why We’re Mentioning it for the 3rd Time)**
Blackout Bingo really is THAT good. Winning up to $1000 in minutes – it sounds crazy, but it’s true!
While you probably won’t win the top cash prizes every game, you might be able to make some juicy side income in your spare time.
It’s a seriously legit game with millions of players and 10,000s of 5-star reviews. You see the same balls and cards as everyone else, so winning isn’t just luck and its easy to pick up!
Instead of wasting time scrolling or playing games that don’t pay, download Blackout Bingo and you could start getting paid through cash games in as little as 2 minutes.
Give Blackout Bingo a try by downloading and playing a cash game – you might be seriously surprised with what you can get this week!
SPECIAL EVENT
Blackout Bingo runs casual events every once in a while – for New Years, they had an event with total prize pool of $750,000.
While you probably won’t win cash each game, you might not want to miss out on the chance to win some serious cash just in time for the next event!
Download Blackout Bingo and get $5 extra cash on your 1st cash game
Cash tournaments not available in AZ, AR, CT, DE, LA, MT, SC, SD, and TN.
- Use This New Rule for Drivers to Save Up to $1,524 Annually910
If you are paying more than $35.00 monthly on your car insurance then you are probably being wrongfully overcharged.9
Recent changes to the insurance industry indicate that drivers that have not received a ticket or been part of an accident in the past year are entitled to a large discount and can save up to $1524 annually.9
See if your ZIP code qualifies here – while rates are still low.
Their own Emily Parker went online in search of the best insurance quotes the internet has to offer. By entering her ZIP code here, Emily was shocked at the difference between what she was paying today and how much less she’d pay with new options.
“We managed to reduce our insurance premium by 50 percent! I only wish we had discovered this sooner,” Emily exclaimed.
- Use This Free Website to Lower Interest Payments
Most credit card companies make money off charging outrageous interest on late payments – up to 36%!
Thankfully there are free sites like Bankrate that can help you slash your interest payments to as low as 5.95% APR11. By paying off all your high interest debt with a single low interest loan, you could be saving $1,000s per year.
Just click this link and you can apply for a loan of as much as $100K starting at 5.95% APR11. Even if you have a low credit score, you could find competitive loan offers – so don’t miss out while rates are near historic lows!
It takes just a few minutes and doesn’t hurt your credit score, so what do you have to lose by applying for a loan?
BONUS 1: Try These Special Credit Cards Even If You Have Bad Credit
You don’t need a great credit score to qualify for these special, credit-building cards. Just sign up for this free site Credit Sesame to get personalized recommendations.
Many cards recommended by Credit Sesame have no fees and helps you build credit by reporting payments to the three major credit bureaus – which can help you build credit and pay off your bills sooner.
Unlike normal cards, some cards recommended by Credit Sesame can look at more than just your credit scores to see if you qualify for the card – which can improve your odds for approval. And unlike many credit building cards, some recommended by Credit Sesame do NOT require a security deposit.
While you build credit on select cards, you may also qualify for cash back bonuses on select merchants, which can be comparable to credit card rewards for those with good to excellent credit.
So if you don’t have a credit score or are looking to improve your scores, you may be surprised with what you could get by signing up at Credit Sesame.
BONUS 2: Limited Time Offer: Get Up to $100 and 15% Cashback Rewards to Sign Up for This Free Debit Card12 13 14
If you’re not using the Sesame Cash debit card1213 by Credit Sesame, you’re seriously missing out on extra cash.
The Sesame Cash debit card gives you up to 15% cash back14 on daily purchases (groceries, utilities, etc.), lets you get paid up to 2 days earlier from your account15, and reports your daily purchases to the credit bureaus which can help you improve your credit score.
For a limited time only, Credit Sesame is even giving out up to a $100 sign up bonus to new users of its Sesame Cash debit card13 – so even if you already have a debit card, some extra cash wouldn’t hurt, right?
To see how much extra cash you could claim even if you have bad credit, sign up for a free Credit Sesame account here and you’ll be able to apply for their free Sesame Cash debit card!
Applying does not negatively affect your credit score and there is no obligation to get started. Your money is FDIC insured and under an industry-standard encryption. That’s nerd talk for “this is totally safe.”
BONUS 3: Get $5 to Own a Piece of Amazon, Amazon, Google, or Other Companies16
Take a look at the Forbes Richest People list, and you’ll notice almost all the billionaires have one thing in common — they own another company.
But if you work for a living and don’t happen to have millions of dollars lying around, that can sound totally out of reach.
But with an app called Stash, it doesn’t have to be. It lets you be a part of something that’s normally exclusive to the richest of the rich — on Stash you can buy pieces of other companies for as little as $1.
That’s right — you can invest in pieces of well-known companies, such as Amazon, Google, Apple and more for as little as $1. The best part? If these companies profit, so can you. Some companies even send you a check every quarter for your share of the profits, called dividends.17
It takes two minutes to sign up, and it’s totally secure. With Stash, all your investments are protected by the Securities Investor Protection Corporation (SIPC) — that’s industry talk for, “Your money’s safe.”18
Plus, when you use the link above, Stash will give you a $5 sign-up bonus once you deposit $5 into your account.
BONUS 4: Get More Credit, By Making This One Move19
Yes – it sounds strange – improve your credit by getting more – but it’s true!
Decreasing the percentage of available credit you’re using – your utilization % – can help your scores a ton.
But, what about denials? How do you get more credit if you have low scores?
Well what most people don’t know is – there are certain free sites online that will help you find a revolving line of credit.
One example is Credit Sesame – where you may be able to use their site to get a revolving credit line of up to $5,000.
Meaning if you currently have $5,000 in credit lines, and they’re all maxed out, making this one single move can bring your utilization % from 100% all the way down to 50% – which can boost your credit score.
How it works: fill out some basic information on Credit Sesame, and they’ll recommend you a few credit lines you could qualify for.
If you get approved, make a deposit based on the amount of credit you want and you’ll receive a revolving line of credit – that will report on your credit reports!
BONUS 5: Start Investing on Autopilot
If you want to start investing but don’t have the time to think about it, you may want to consider a robo-advisor.
A robo-advisor is a tool that invests on your behalf based on your preferences: like how much you want to invest and how much risk you’re comfortable with.
Robo-advisors used to only be available for the ultra-wealthy, but now apps like Stash have made them accessible through their Smart Portfolios feature20.
Fill out a short questionnaire, and Stash’s Smart Portfolios will handle your investments for you – backed by extensive financial research.
BONUS 6: Get a Payday by Playing Pool
If you’d like to play pool for the chance to win real cash, today could be your payday, literally.
Play the Pool Payday app with great 3D graphics and some of the most accurate pool physics available on your phone, give it a try.
You can win cash prizes while starting for free through an amazing loyalty program that rewards you just for playing.
For bigger prizes play cash games but note that they aren’t available in the states: AZ, AK, CT, DE, LA, MT, SC, SD, TN, and VT.
Play Poolday for cash prizes here
BONUS 7: Raise Your Credit Scores Instantly with Experian Boost™
If you haven’t heard about Experian Boost™ yet, you could literally be missing out on the opportunity to boost your credit scores – for free. 21
Experian®, one of the three credit bureaus providing your credit scores, recently released a free feature Experian Boost™ that has collectively increased FICO® Scores22 across America by over 67 million points – instantly.
In minutes, Experian Boost™ can help you improve your credit scores for making on-time payments for your phone, utility, or streaming service bills for 100% free.
If it can find qualifying payments, it automatically includes this positive information in your Experian credit file and your new credit scores take effect immediately (negative marks won’t count against you).
See if you can instantly raise your credit scores for free with Experian Boost™.